Despite macroeconomic headwinds, Mexico’s insurance sector continues to expand while maintaining structural growth potential:

• Record Premiums: Total written premiums reached MXN 1,025 billion in 2025 (+12% YoY), with auto insurance leading at MXN 212 billion.

• Insurtech Rebound: Latin American insurtech funding jumped 117% YoY to USD 199 million in 2025, shifting focus toward embedded distribution and full-stack digital models.

• Protection Gap: Insurance penetration remains below 3% of GDP, with only 33% of the vehicle fleet currently insured.

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